PaydayLoansOnline.com does not make payday loan or credit decisions and is not a lender. Paydayloansonline.com matches customer loan applications with lenders in our database depending on the information provided. Paydayloansonline.com does not charge an application fee. The completion of the application form does not guarantee approval of a loan. The loan amount and terms will may vary by state and/or lender; $1000 may not be available to every customer. The time taken to transfer a cash advance loan may vary. We do not service loan requests from the following states: AR,GA,NY,VT,WV. Typically lenders will not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Credit checks or consumer reports through alternative providers may be obtained by some lenders. This website does not directly endorse a particular product and service. Short term loans are not a long term financial solution. Any information on this website should be taken as opinion only.